Many individuals in Florida and elsewhere are choosing to make the leap from merely renting a home to buying one this spring. However, the process of purchasing residential real estate can be overwhelming, especially for first-time homebuyers. Here are a few tips for buying a home in the Sunshine State.

First, it is usually paramount that homebuyers secure a responsive and trustworthy mortgage lender. Instead of speaking to just one bank or lender, homebuyers would be wise to shop around to ensure that they are getting the best deal possible. Ideally, they should compare the loan terms, rates and lender fees of a minimum of three lenders.

Next, hiring a seasoned real estate agent is critical. Real estate agents can save homebuyers a great deal of money, time and hassle. It is generally a good idea to research the real estate market and choose an agent whose specialty is in one’s target neighborhoods. Furthermore, it is imperative to make sure that one’s credit is strong before moving forward with the homebuying process. The reason for this is that lenders will pull a buyer’s credit report during the preapproval period to ensure that he or she is in a good financial position prior to closing on the house.

Buying residential real estate in Florida can no doubt be intimidating the first time around. However, an attorney can walk a new buyer through the legal aspects of the home purchasing process from start to finish. The attorney’s ultimate goal is to make sure that the buyer’s legal rights and financial best interests are safeguarded during the real estate transaction.